93015 covers the complete stress test when the billing entity provides supervision, tracing, and interpretation. Use 93018 for only the interpretation and report.
On this page
CMS RVU26D · Effective 2026-10-01
93018 in Wyoming**
Office / nonfacility
$13.61
Base rate per service
Facility setting
$13.61
Base rate per service
Amounts below use the non-QP conversion factor for participating physicians. These are base physician payments before claim-level adjustments, not patient costs or total hospital charges.
Cardiovascular testing
About 93018: Cardiovascular stress test interpretation and report only
Physician interpretation and written report of an exercise or pharmacologic cardiovascular stress test, reported when the billing physician provides the reading rather than the complete test.
This service involves reviewing ECG tracings, heart rate and blood pressure responses, symptoms, arrhythmias, and ST-segment changes recorded during a treadmill, bicycle, or pharmacologic stress test, then issuing a signed report. The report addresses ischemic findings and a conclusion, along with exercise capacity and the reason for stopping when exercise is used. Cardiologists commonly interpret stress tests performed in hospital outpatient departments or other facilities. One physician may supervise the test while a different physician interprets it.
CMS designates 93018 as a professional-component-only code for the interpretation and report. When separately billed, the equipment, staff, and tracing are represented by 93017, rather than 93018. Because 93018 already identifies the professional service, modifier 26 is not appended. A physician who both supervises and interprets a facility test may report 93016 with 93018. When one billing entity provides supervision, tracing, and interpretation, report the complete stress test with 93015 instead. Documentation should include the interpreting physician's signed findings and conclusion.
CMS billing rules for 93018
- Professional and technical components
- Professional-component-only code: interpretation and report; a separate code covers the technical portion.
Where the value comes from
- Work RVU0.29 · 71%
- Practice expense (office) RVU0.11 · 27%
- Malpractice RVU0.01 · 2%
883.4K
Medicare services in 2024 · #156 by national volume
This summary was written with AI assistance from CMS physician fee schedule data and checked against the CMS billing rules shown here. Rates on this page come directly from CMS files.
93018 compared with similar codes
Office rates for Wyoming**, from the same CMS release.
93016 covers supervision during the test without interpretation. 93018 covers the interpretation and report; a physician providing both services may report both codes.
93017 represents the tracing-only portion of the stress test. 93018 represents the physician's interpretation and report.
93010 is for interpreting a routine 12-lead ECG, such as a resting tracing. 93018 is for interpreting the ECG findings from cardiovascular stress testing.
The same code, a different location
How does Wyoming** compare?
93018 across payment areas
Same release and payment basis · bars start at $0
Wyoming** · This locality
$13.61
$1.04 higher than Wyoming**
$14.91
$1.30 higher than Wyoming**
$14.36
$0.75 higher than Wyoming**
$14.21
$0.60 higher than Wyoming**
$15.11
$1.50 higher than Wyoming**
$18.63
$5.02 higher than Wyoming**
Other payment areas listed in Wyoming appear first, followed by selected cross-country examples. The chart compares amounts, not distance.
Across 109 of 109 CMS payment localities with a supported office rate, 93018 ranges from $13.01 in Arkansas to $18.63 in Alaska*. This is a geographic range, not an average.
The code’s RVUs stay the same in these comparisons. Geographic adjustments to work, practice expense and malpractice change the dollar amount. A city name alone may not identify the payment area for a service address.
Compare all 108 other payment areas
Alabama
Alabama · 93018
Office
$13.09
Facility
$13.09
$0.52 lower than Wyoming** for the office setting.
Arkansas
Arkansas · 93018
Office
$13.01
Facility
$13.01
$0.60 lower than Wyoming** for the office setting.
Arizona
Arizona · 93018
Office
$13.53
Facility
$13.53
$0.08 lower than Wyoming** for the office setting.
Bakersfield
California · 93018
Office
$14.10
Facility
$14.10
$0.49 higher than Wyoming** for the office setting.
Chico
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
El Centro
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Fresno
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Hanford-Corcoran
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Madera
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Merced
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Modesto
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Napa
California · 93018
Office
$15.31
Facility
$15.31
$1.70 higher than Wyoming** for the office setting.
Oxnard-Thousand Oaks-Ventura
California · 93018
Office
$14.51
Facility
$14.51
$0.90 higher than Wyoming** for the office setting.
Redding
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Rest Of California
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Riverside-San Bernardino-Ontario
California · 93018
Office
$14.17
Facility
$14.17
$0.56 higher than Wyoming** for the office setting.
Sacramento-Roseville-Folsom
California · 93018
Office
$14.49
Facility
$14.49
$0.88 higher than Wyoming** for the office setting.
Salinas
California · 93018
Office
$14.42
Facility
$14.42
$0.81 higher than Wyoming** for the office setting.
San Diego-Chula Vista-Carlsbad
California · 93018
Office
$14.55
Facility
$14.55
$0.94 higher than Wyoming** for the office setting.
San Francisco-Oakland-Berkeley (Marin Cnty)
California · 93018
Office
$15.94
Facility
$15.94
$2.33 higher than Wyoming** for the office setting.
San Francisco-Oakland-Berkeley (San Francisco/San Mateo/Alameda/Contra Costa Cnty)
California · 93018
Office
$15.93
Facility
$15.93
$2.32 higher than Wyoming** for the office setting.
San Jose-Sunnyvale-Santa Clara (San Benito Cnty)
California · 93018
Office
$16.23
Facility
$16.23
$2.62 higher than Wyoming** for the office setting.
San Jose-Sunnyvale-Santa Clara (Santa Clara Cnty)
California · 93018
Office
$16.18
Facility
$16.18
$2.57 higher than Wyoming** for the office setting.
San Luis Obispo-Paso Robles
California · 93018
Office
$14.21
Facility
$14.21
$0.60 higher than Wyoming** for the office setting.
Santa Cruz-Watsonville
California · 93018
Office
$14.53
Facility
$14.53
$0.92 higher than Wyoming** for the office setting.
Santa Maria-Santa Barbara
California · 93018
Office
$14.42
Facility
$14.42
$0.81 higher than Wyoming** for the office setting.
Santa Rosa-Petaluma
California · 93018
Office
$14.67
Facility
$14.67
$1.06 higher than Wyoming** for the office setting.
Stockton
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Vallejo
California · 93018
Office
$15.29
Facility
$15.29
$1.68 higher than Wyoming** for the office setting.
Visalia
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Yuba City
California · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Colorado
Colorado · 93018
Office
$13.97
Facility
$13.97
$0.36 higher than Wyoming** for the office setting.
Connecticut
Connecticut · 93018
Office
$14.24
Facility
$14.24
$0.63 higher than Wyoming** for the office setting.
Delaware
Delaware · 93018
Office
$13.66
Facility
$13.66
$0.05 higher than Wyoming** for the office setting.
Fort Lauderdale
Florida · 93018
Office
$14.01
Facility
$14.01
$0.40 higher than Wyoming** for the office setting.
Rest Of Florida
Florida · 93018
Office
$13.70
Facility
$13.70
$0.09 higher than Wyoming** for the office setting.
Atlanta
Georgia · 93018
Office
$13.85
Facility
$13.85
$0.24 higher than Wyoming** for the office setting.
Rest Of Georgia
Georgia · 93018
Office
$13.36
Facility
$13.36
$0.25 lower than Wyoming** for the office setting.
Hawaii, Guam
Hawaii · 93018
Office
$14.06
Facility
$14.06
$0.45 higher than Wyoming** for the office setting.
Iowa
Iowa · 93018
Office
$13.18
Facility
$13.18
$0.43 lower than Wyoming** for the office setting.
Idaho
Idaho · 93018
Office
$13.22
Facility
$13.22
$0.39 lower than Wyoming** for the office setting.
East St. Louis
Illinois · 93018
Office
$13.74
Facility
$13.74
$0.13 higher than Wyoming** for the office setting.
Rest Of Illinois
Illinois · 93018
Office
$13.56
Facility
$13.56
$0.05 lower than Wyoming** for the office setting.
Suburban Chicago
Illinois · 93018
Office
$14.12
Facility
$14.12
$0.51 higher than Wyoming** for the office setting.
Indiana
Indiana · 93018
Office
$13.25
Facility
$13.25
$0.36 lower than Wyoming** for the office setting.
Kansas
Kansas · 93018
Office
$13.18
Facility
$13.18
$0.43 lower than Wyoming** for the office setting.
Kentucky
Kentucky · 93018
Office
$13.26
Facility
$13.26
$0.35 lower than Wyoming** for the office setting.
New Orleans
Louisiana · 93018
Office
$13.52
Facility
$13.52
$0.09 lower than Wyoming** for the office setting.
Rest Of Louisiana
Louisiana · 93018
Office
$13.26
Facility
$13.26
$0.35 lower than Wyoming** for the office setting.
Metropolitan Boston
Massachusetts · 93018
Office
$14.77
Facility
$14.77
$1.16 higher than Wyoming** for the office setting.
Rest Of Massachusetts
Massachusetts · 93018
Office
$13.98
Facility
$13.98
$0.37 higher than Wyoming** for the office setting.
Baltimore/Surr. Cntys
Maryland · 93018
Office
$14.20
Facility
$14.20
$0.59 higher than Wyoming** for the office setting.
Rest Of Maryland
Maryland · 93018
Office
$13.81
Facility
$13.81
$0.20 higher than Wyoming** for the office setting.
Rest Of Maine
Maine · 93018
Office
$13.27
Facility
$13.27
$0.34 lower than Wyoming** for the office setting.
Southern Maine
Maine · 93018
Office
$13.54
Facility
$13.54
$0.07 lower than Wyoming** for the office setting.
Detroit
Michigan · 93018
Office
$13.79
Facility
$13.79
$0.18 higher than Wyoming** for the office setting.
Rest Of Michigan
Michigan · 93018
Office
$13.42
Facility
$13.42
$0.19 lower than Wyoming** for the office setting.
Minnesota
Minnesota · 93018
Office
$13.57
Facility
$13.57
$0.04 lower than Wyoming** for the office setting.
Metropolitan Kansas City
Missouri · 93018
Office
$13.46
Facility
$13.46
$0.15 lower than Wyoming** for the office setting.
Metropolitan St. Louis
Missouri · 93018
Office
$13.52
Facility
$13.52
$0.09 lower than Wyoming** for the office setting.
Rest Of Missouri
Missouri · 93018
Office
$13.18
Facility
$13.18
$0.43 lower than Wyoming** for the office setting.
Mississippi
Mississippi · 93018
Office
$13.10
Facility
$13.10
$0.51 lower than Wyoming** for the office setting.
Montana**
Montana · 93018
Office
$13.69
Facility
$13.69
$0.08 higher than Wyoming** for the office setting.
North Carolina
North Carolina · 93018
Office
$13.33
Facility
$13.33
$0.28 lower than Wyoming** for the office setting.
North Dakota**
North Dakota · 93018
Office
$13.50
Facility
$13.50
$0.11 lower than Wyoming** for the office setting.
Nebraska
Nebraska · 93018
Office
$13.20
Facility
$13.20
$0.41 lower than Wyoming** for the office setting.
New Hampshire
New Hampshire · 93018
Office
$13.80
Facility
$13.80
$0.19 higher than Wyoming** for the office setting.
Northern Nj
New Jersey · 93018
Office
$14.92
Facility
$14.92
$1.31 higher than Wyoming** for the office setting.
Rest Of New Jersey
New Jersey · 93018
Office
$14.45
Facility
$14.45
$0.84 higher than Wyoming** for the office setting.
New Mexico
New Mexico · 93018
Office
$13.46
Facility
$13.46
$0.15 lower than Wyoming** for the office setting.
Nevada**
Nevada · 93018
Office
$13.64
Facility
$13.64
$0.03 higher than Wyoming** for the office setting.
Nyc Suburbs/Long Island
New York · 93018
Office
$15.29
Facility
$15.29
$1.68 higher than Wyoming** for the office setting.
Poughkpsie/N Nyc Suburbs
New York · 93018
Office
$14.55
Facility
$14.55
$0.94 higher than Wyoming** for the office setting.
Queens
New York · 93018
Office
$15.13
Facility
$15.13
$1.52 higher than Wyoming** for the office setting.
Rest Of New York
New York · 93018
Office
$13.41
Facility
$13.41
$0.20 lower than Wyoming** for the office setting.
Ohio
Ohio · 93018
Office
$13.38
Facility
$13.38
$0.23 lower than Wyoming** for the office setting.
Oklahoma
Oklahoma · 93018
Office
$13.23
Facility
$13.23
$0.38 lower than Wyoming** for the office setting.
Portland
Oregon · 93018
Office
$14.17
Facility
$14.17
$0.56 higher than Wyoming** for the office setting.
Rest Of Oregon
Oregon · 93018
Office
$13.58
Facility
$13.58
$0.03 lower than Wyoming** for the office setting.
Metropolitan Philadelphia
Pennsylvania · 93018
Office
$14.08
Facility
$14.08
$0.47 higher than Wyoming** for the office setting.
Rest Of Pennsylvania
Pennsylvania · 93018
Office
$13.37
Facility
$13.37
$0.24 lower than Wyoming** for the office setting.
Puerto Rico
Puerto Rico · 93018
Office
$13.73
Facility
$13.73
$0.12 higher than Wyoming** for the office setting.
Rhode Island
Rhode Island · 93018
Office
$13.96
Facility
$13.96
$0.35 higher than Wyoming** for the office setting.
South Carolina
South Carolina · 93018
Office
$13.37
Facility
$13.37
$0.24 lower than Wyoming** for the office setting.
South Dakota**
South Dakota · 93018
Office
$13.47
Facility
$13.47
$0.14 lower than Wyoming** for the office setting.
Tennessee
Tennessee · 93018
Office
$13.21
Facility
$13.21
$0.40 lower than Wyoming** for the office setting.
Austin
Texas · 93018
Office
$13.89
Facility
$13.89
$0.28 higher than Wyoming** for the office setting.
Beaumont
Texas · 93018
Office
$13.34
Facility
$13.34
$0.27 lower than Wyoming** for the office setting.
Brazoria
Texas · 93018
Office
$13.67
Facility
$13.67
$0.06 higher than Wyoming** for the office setting.
Dallas
Texas · 93018
Office
$13.72
Facility
$13.72
$0.11 higher than Wyoming** for the office setting.
Fort Worth
Texas · 93018
Office
$13.69
Facility
$13.69
$0.08 higher than Wyoming** for the office setting.
Galveston
Texas · 93018
Office
$13.69
Facility
$13.69
$0.08 higher than Wyoming** for the office setting.
Houston
Texas · 93018
Office
$13.87
Facility
$13.87
$0.26 higher than Wyoming** for the office setting.
Rest Of Texas
Texas · 93018
Office
$13.47
Facility
$13.47
$0.14 lower than Wyoming** for the office setting.
Utah
Utah · 93018
Office
$13.44
Facility
$13.44
$0.17 lower than Wyoming** for the office setting.
Virginia
Virginia · 93018
Office
$13.53
Facility
$13.53
$0.08 lower than Wyoming** for the office setting.
Virgin Islands
United States Virgin Islands · 93018
Office
$13.73
Facility
$13.73
$0.12 higher than Wyoming** for the office setting.
Vermont
Vermont · 93018
Office
$13.49
Facility
$13.49
$0.12 lower than Wyoming** for the office setting.
Rest Of Washington
Washington · 93018
Office
$13.94
Facility
$13.94
$0.33 higher than Wyoming** for the office setting.
Seattle (King Cnty)
Washington · 93018
Office
$14.95
Facility
$14.95
$1.34 higher than Wyoming** for the office setting.
Wisconsin
Wisconsin · 93018
Office
$13.31
Facility
$13.31
$0.30 lower than Wyoming** for the office setting.
West Virginia
West Virginia · 93018
Office
$13.36
Facility
$13.36
$0.25 lower than Wyoming** for the office setting.
See how rates vary across the country
93018 · Office / nonfacility · Non-QP. Choose a state to explore its payment localities. A range means the amount varies within that state.
Explore a state
Local rates. Clear comparisons.
Hover or focus a tile to see its rate range. Select it to open the state’s fee schedule.
$13.01
$18.63
Color shows the midpoint of each state’s locality range.
View all state and territory rates as a table
| State / territory | Rate range | Localities |
|---|---|---|
| AK | $18.63 | 1 |
| AL | $13.09 | 1 |
| AR | $13.01 | 1 |
| AZ | $13.53 | 1 |
| CA | $14.06–$16.23 | 29 |
| CO | $13.97 | 1 |
| CT | $14.24 | 1 |
| DC | $14.91 | 1 |
| DE | $13.66 | 1 |
| FL | $13.70–$14.36 | 3 |
| GA | $13.36–$13.85 | 2 |
| GU | $14.06 | 1 |
| HI | $14.06 | 1 |
| IA | $13.18 | 1 |
| ID | $13.22 | 1 |
| IL | $13.56–$14.21 | 4 |
| IN | $13.25 | 1 |
| KS | $13.18 | 1 |
| KY | $13.26 | 1 |
| LA | $13.26–$13.52 | 2 |
| MA | $13.98–$14.77 | 2 |
| MD | $13.81–$14.91 | 3 |
| ME | $13.27–$13.54 | 2 |
| MI | $13.42–$13.79 | 2 |
| MN | $13.57 | 1 |
| MO | $13.18–$13.52 | 3 |
| MS | $13.10 | 1 |
| MT | $13.69 | 1 |
| NC | $13.33 | 1 |
| ND | $13.50 | 1 |
| NE | $13.20 | 1 |
| NH | $13.80 | 1 |
| NJ | $14.45–$14.92 | 2 |
| NM | $13.46 | 1 |
| NV | $13.64 | 1 |
| NY | $13.41–$15.29 | 5 |
| OH | $13.38 | 1 |
| OK | $13.23 | 1 |
| OR | $13.58–$14.17 | 2 |
| PA | $13.37–$14.08 | 2 |
| PR | $13.73 | 1 |
| RI | $13.96 | 1 |
| SC | $13.37 | 1 |
| SD | $13.47 | 1 |
| TN | $13.21 | 1 |
| TX | $13.34–$13.89 | 8 |
| UT | $13.44 | 1 |
| VA | $13.53–$14.91 | 2 |
| VI | $13.73 | 1 |
| VT | $13.49 | 1 |
| WA | $13.94–$14.95 | 2 |
| WI | $13.31 | 1 |
| WV | $13.36 | 1 |
| WY | $13.61 | 1 |
Where does this rate apply?
Wyoming** is a Medicare payment area. Our Census mapping connects it to 205 cities and communities in Wyoming, including the examples shown here.
Some communities span more than one payment area. Follow a city link to compare all of its mapped areas, or check the service-location ZIP above for an address-level starting point.
Why are the office and facility amounts different?
For 93018 in Wyoming**, the physician’s office rate is $13.61 and the facility-setting rate is $13.61: a difference of $0.00.
The calculation uses a different practice-expense RVU for each setting. Both amounts here are physician fee-schedule amounts. The facility figure does not include a hospital’s separate charges, so this comparison does not tell you the total cost of receiving care in each setting.
Use this rate
What is a percentage of Medicare worth?
Turn a percentage into dollars for 93018 in Wyoming**. This uses the base rate on this page, so the locality and release stay consistent.
Reference amount per service
$14.97
$13.61 × 110% = $14.97
A contract may specify another Medicare year or additional adjustments. This is percentage arithmetic on the displayed base rate, not a claim adjudication.
Working with a whole code list?
Compare an offer across your annual code mix, including an older Medicare schedule or flat per-code rates.
How this local rate is calculated
Each RVU component is multiplied by its own geographic practice cost index (GPCI). The three adjusted components are added, then multiplied by the conversion factor. These are the inputs used for 93018 in Wyoming**.
PPRRVU2026_Oct_nonQPP.csv
11,939
- Code
- 93018
- Physician work
- 0.29
- Practice expense
- 0.11
- Malpractice
- 0.01
GPCI2026.csv
112
- Locality
- Wyoming**
- Physician work
- 1.000
- Practice expense
- 1.000
- Malpractice
- 0.740
| Component | RVU | Locality factor | Adjusted |
|---|---|---|---|
| Physician work | 0.29 | × 1.000 | 0.2900 |
| Practice expense | 0.11 | × 1.000 | 0.1100 |
| Malpractice | 0.01 | × 0.740 | 0.0074 |
| Total RVUs | 0.4074 | ||
| Conversion factor | × 33.4009 | ||
Office / nonfacility rate, Wyoming**$13.61
Open 93018 in the RVU calculator →
Explore RVUs, geographic factors and the full formula
Office / nonfacility
| Component | RVU | Local GPCI |
|---|---|---|
| Work | 0.29 | 1 |
| Practice expense | 0.11 | 1 |
| Malpractice | 0.01 | 0.74 |
(0.29 × 1 + 0.11 × 1 + 0.01 × 0.74) × $33.4009 = $13.61
Facility
| Component | RVU | Local GPCI |
|---|---|---|
| Work | 0.29 | 1 |
| Practice expense | 0.11 | 1 |
| Malpractice | 0.01 | 0.74 |
(0.29 × 1 + 0.11 × 1 + 0.01 × 0.74) × $33.4009 = $13.61
The office and facility calculations use their respective practice-expense RVUs. The facility amount here is the physician fee, not a separate hospital or facility bill.
How this rate has changed
93018 · Office / nonfacility
$13.61
Effective 2026-10-01
The base rate is $0.11 higher than on 2025-10-01, moving from $13.50 to $13.61 (0.8%).
It is unchanged from the immediately preceding available release, effective 2026-07-01.
One bar per available release, ordered by effective date. Missing rates remain gaps. These comparisons hold the code, setting and locality identifiers constant; they do not isolate which policy or input caused a change.
What changed, release by release
January 1, 2026
RVU26A
$13.50changed to$13.61
- Conversion factor 32.3465 changed to 33.4009
- Work RVU 0.30 changed to 0.29
- Malpractice GPCI 0.739 changed to 0.740
Held through RVU26B, RVU26C, RVU26D.
January 1, 2025
RVU25A
Earliest loaded release: $13.50
Held through RVU25B, RVU25C, RVU25D.
Explore release dates and calculate this code in an earlier period →
Each row uses the accepted CMS release effective on that date and the same contractor and locality identifiers. Missing rates stay visible. Historical boundaries may differ; verify the service address for an older claim.
Inspect every release and its CMS source
93018 billing questions
Should modifier 26 be added to this code?
No. The code itself identifies the interpretation and report, so modifier 26 is not used.
When is the global stress test code used instead of this one?
Report 93015 when the billing entity provides supervision, tracing, and interpretation, often in an office that supplies the equipment. Report 93018 when billing only for the interpretation and report.
Can the same physician bill supervision and interpretation separately?
Yes. For a facility test, a physician who both supervises and interprets it may report 93016 and 93018, while the facility provides the tracing.
Is this reported with nuclear myocardial perfusion imaging?
It may be reported alongside myocardial perfusion imaging when the stress ECG interpretation is performed and documented separately. Interpretation of the perfusion images is a distinct service.
Is it separately reportable with a stress echocardiogram?
It depends on the echocardiography code and services provided. With 93350, the stress ECG interpretation may be reported separately; 93351 includes the stress test supervision, ECG monitoring, interpretation, and report.
What documentation supports this code?
A signed report should reflect the physician's review of the tracings and hemodynamic data, relevant ST changes or arrhythmias, exercise tolerance when applicable, and a clinical conclusion.
Where these rates come from
FeeBase calculates base physician payments from CMS work, practice-expense, and malpractice RVUs, adjusted by each locality’s geographic indices and the applicable conversion factor. Unavailable or separately priced services are labeled rather than assigned a made-up amount.
Source: RVU26D. Effective 2026-10-01 through the day before 2027-01-01.
