CPT code 92014: Comprehensive eye exam, established patient2026 Medicare rate & RVUs in Miami, FL
Report a comprehensive ophthalmic evaluation of an established patient when the visual system is assessed and a diagnostic or treatment plan is initiated or continued.
In Miami, FL, Medicare pays $132.52 for 92014 in the office and $64.72 when it’s performed in a hospital or facility.
Check a contract rate as a % of Medicare · 92014 nationwide
Medicare allowed amount for participating (non-QP) physicians, before deductible, coinsurance and claim adjustments. Not a patient’s bill or a hospital charge.
On this page 11 sections
What 92014 covers
An ophthalmologist or optometrist performs this comprehensive assessment for an established patient, usually in an eye care office. Established status depends on professional services within the preceding three years from the clinician or a clinician of the same specialty and subspecialty in the same group. The evaluation addresses the visual system through history, general medical observation, external and ophthalmoscopic examinations, gross visual fields, and a basic sensorimotor assessment. Slit-lamp examination, tonometry, or dilation may be included when indicated. Common medical reasons include glaucoma follow-up, cataract evaluation, and diabetic retinopathy monitoring.
Report 92014 once for the comprehensive service, even if completed over multiple visits; use 92012 for an intermediate examination. The record should support the examination scope, medical reason, and initiation or continuation of a diagnostic or treatment plan. Medicare does not cover routine eye exams without a medical indication. Refraction, when performed, is separately reported with 92015 and excluded from Medicare coverage; medically necessary visual field testing or retinal imaging may also be reported separately. The code covers one or both eyes and is already priced as bilateral, so modifier 50 does not increase payment.
This summary was written with AI assistance from CMS physician fee schedule data and checked against the CMS billing rules shown here. Rates on this page come directly from CMS files.
How Miami, FL compares for 92014
Across 109 of 109 payment localities, the office rate for 92014 runs from $115.54 in Arkansas to $166.55 in San Benito County, CA. Miami, FL pays $132.52. The RVUs are the same everywhere; the geographic indexes change the dollars.
- Miami, FL · this page$132.52
- Fort Lauderdale, FL · Florida$129.36−$3.16
- Rest of Florida · Florida$124.48−$8.04
- Los Angeles, CA · California$143.12+$10.60
- Washington, DC area · District of Columbia$143.94+$11.42
- Chicago, IL · Illinois$129.71−$2.81
- Manhattan, NY · New York$143.79+$11.27
Other areas in Florida first, then benchmark localities. Bars start at $0.
Every other payment area
| Payment locality | Office | Facility |
|---|---|---|
| AlaskaAlaska | $155.47 | $86.11 |
| AlabamaAlabama | $116.87 | $59.88 |
| ArkansasArkansas | $115.54 | $59.59 |
| ArizonaArizona | $124.63 | $61.52 |
| Bakersfield, CACalifornia | $135.17 | $63.79 |
| Chico, CACalifornia | $134.98 | $63.59 |
| El Centro, CACalifornia | $134.99 | $63.60 |
| Fresno, CACalifornia | $134.98 | $63.59 |
| Hanford, CACalifornia | $134.98 | $63.59 |
| Madera, CACalifornia | $134.98 | $63.59 |
| Merced, CACalifornia | $134.98 | $63.59 |
| Modesto, CACalifornia | $134.98 | $63.59 |
| Napa, CACalifornia | $154.55 | $68.70 |
| Oxnard, CACalifornia | $142.37 | $65.38 |
| Redding, CACalifornia | $134.98 | $63.59 |
| Rest of CaliforniaCalifornia | $134.98 | $63.59 |
| Riverside, CACalifornia | $135.45 | $64.07 |
| Sacramento, CACalifornia | $141.14 | $65.39 |
| Salinas, CACalifornia | $140.59 | $65.10 |
| San Diego, CACalifornia | $143.45 | $65.56 |
| Marin County, CACalifornia | $163.22 | $71.39 |
| San Francisco, CACalifornia | $163.18 | $71.34 |
| San Benito County, CACalifornia | $166.55 | $72.63 |
| Santa Clara County, CACalifornia | $166.36 | $72.44 |
| San Luis Obispo, CACalifornia | $138.35 | $64.17 |
| Santa Cruz, CACalifornia | $144.51 | $65.37 |
| Santa Maria, CACalifornia | $141.00 | $65.05 |
| Santa Rosa, CACalifornia | $145.96 | $65.97 |
| Stockton, CACalifornia | $134.98 | $63.59 |
| Vallejo, CACalifornia | $154.48 | $68.64 |
| Visalia, CACalifornia | $134.98 | $63.59 |
| Yuba City, CACalifornia | $134.98 | $63.59 |
| ColoradoColorado | $132.56 | $63.26 |
| ConnecticutConnecticut | $134.53 | $64.38 |
| DelawareDelaware | $126.42 | $62.07 |
| Atlanta, GAGeorgia | $128.92 | $62.75 |
| Rest of GeorgiaGeorgia | $119.04 | $60.94 |
| Hawaii, Guam, HIHawaii | $137.45 | $63.39 |
| IowaIowa | $119.78 | $60.18 |
| IdahoIdaho | $120.27 | $60.35 |
| East St. Louis, ILIllinois | $122.33 | $62.41 |
| Rest of IllinoisIllinois | $121.18 | $61.72 |
| Suburban Chicago, ILIllinois | $130.74 | $63.85 |
| IndianaIndiana | $120.84 | $60.46 |
| KansasKansas | $119.06 | $60.18 |
| KentuckyKentucky | $118.43 | $60.53 |
| New Orleans, LALouisiana | $122.81 | $61.52 |
| Rest of LouisianaLouisiana | $118.17 | $60.53 |
| Metropolitan Boston, MAMassachusetts | $144.28 | $66.52 |
| Rest of MassachusettsMassachusetts | $131.91 | $63.32 |
| Baltimore area, MDMaryland | $134.06 | $64.18 |
| Rest of MarylandMaryland | $128.56 | $62.65 |
| Rest of MaineMaine | $120.47 | $60.55 |
| Southern Maine, MEMaine | $126.06 | $61.51 |
| Detroit, MIMichigan | $125.43 | $62.57 |
| Rest of MichiganMichigan | $120.60 | $61.14 |
| MinnesotaMinnesota | $128.59 | $61.57 |
| Metropolitan Kansas City, MOMissouri | $122.44 | $61.28 |
| Metropolitan St. Louis, MOMissouri | $123.49 | $61.49 |
| Rest of MissouriMissouri | $116.39 | $60.25 |
| MississippiMississippi | $116.00 | $59.92 |
| MontanaMontana | $127.25 | $62.12 |
| North CarolinaNorth Carolina | $121.52 | $60.75 |
| North DakotaNorth Dakota | $126.46 | $61.33 |
| NebraskaNebraska | $120.38 | $60.27 |
| New HampshireNew Hampshire | $130.31 | $62.51 |
| Northern New JerseyNew Jersey | $142.90 | $67.34 |
| Rest of New JerseyNew Jersey | $136.51 | $65.38 |
| New MexicoNew Mexico | $121.01 | $61.29 |
| NevadaNevada | $127.11 | $61.92 |
| NYC suburbs and Long Island, NYNew York | $146.27 | $68.83 |
| Poughkeepsie and northern NYC suburbs, NYNew York | $137.13 | $65.81 |
| Queens, NYNew York | $145.17 | $68.18 |
| Rest of New YorkNew York | $122.94 | $61.06 |
| OhioOhio | $120.44 | $60.97 |
| OklahomaOklahoma | $118.56 | $60.40 |
| Portland, OROregon | $136.39 | $64.03 |
| Rest of OregonOregon | $126.55 | $61.68 |
| Metropolitan Philadelphia, PAPennsylvania | $131.59 | $63.79 |
| Rest of PennsylvaniaPennsylvania | $120.75 | $60.96 |
| Puerto RicoPuerto Rico | $128.10 | $62.25 |
| Rhode IslandRhode Island | $130.60 | $63.32 |
| South CarolinaSouth Carolina | $121.09 | $60.91 |
| South DakotaSouth Dakota | $126.37 | $61.24 |
| TennesseeTennessee | $119.50 | $60.29 |
| Austin, TXTexas | $131.75 | $62.84 |
| Beaumont, TXTexas | $120.10 | $60.83 |
| Brazoria, TXTexas | $126.64 | $62.09 |
| Dallas, TXTexas | $127.18 | $62.31 |
| Fort Worth, TXTexas | $126.41 | $62.19 |
| Galveston, TXTexas | $126.86 | $62.18 |
| Houston, TXTexas | $127.59 | $62.91 |
| Rest of TexasTexas | $123.12 | $61.31 |
| UtahUtah | $122.41 | $61.19 |
| VirginiaVirginia | $125.53 | $61.51 |
| Virgin Islands, VIUnited States Virgin Islands | $128.10 | $62.25 |
| VermontVermont | $125.81 | $61.33 |
| Rest of WashingtonWashington | $131.71 | $63.13 |
| King County, WAWashington | $147.20 | $67.29 |
| WisconsinWisconsin | $123.04 | $60.64 |
| West VirginiaWest Virginia | $117.55 | $60.95 |
| WyomingWyoming | $126.91 | $61.78 |
92014 rates by state
Office rate range in each state. Select a state to see its payment localities.
Explore a state
Local rates. Clear comparisons.
Hover or focus a tile to see its rate range. Select it to open the state’s fee schedule.
$115.54
$155.47
Color shows the midpoint of each state’s locality range.
View every state and territory as a table
| State / territory | Office rate range | Localities |
|---|---|---|
| AK | $155.47 | 1 |
| AL | $116.87 | 1 |
| AR | $115.54 | 1 |
| AZ | $124.63 | 1 |
| CA | $134.98–$166.55 | 29 |
| CO | $132.56 | 1 |
| CT | $134.53 | 1 |
| DC | $143.94 | 1 |
| DE | $126.42 | 1 |
| FL | $124.48–$132.52 | 3 |
| GA | $119.04–$128.92 | 2 |
| GU | $137.45 | 1 |
| HI | $137.45 | 1 |
| IA | $119.78 | 1 |
| ID | $120.27 | 1 |
| IL | $121.18–$130.74 | 4 |
| IN | $120.84 | 1 |
| KS | $119.06 | 1 |
| KY | $118.43 | 1 |
| LA | $118.17–$122.81 | 2 |
| MA | $131.91–$144.28 | 2 |
| MD | $128.56–$143.94 | 3 |
| ME | $120.47–$126.06 | 2 |
| MI | $120.60–$125.43 | 2 |
| MN | $128.59 | 1 |
| MO | $116.39–$123.49 | 3 |
| MS | $116.00 | 1 |
| MT | $127.25 | 1 |
| NC | $121.52 | 1 |
| ND | $126.46 | 1 |
| NE | $120.38 | 1 |
| NH | $130.31 | 1 |
| NJ | $136.51–$142.90 | 2 |
| NM | $121.01 | 1 |
| NV | $127.11 | 1 |
| NY | $122.94–$146.27 | 5 |
| OH | $120.44 | 1 |
| OK | $118.56 | 1 |
| OR | $126.55–$136.39 | 2 |
| PA | $120.75–$131.59 | 2 |
| PR | $128.10 | 1 |
| RI | $130.60 | 1 |
| SC | $121.09 | 1 |
| SD | $126.37 | 1 |
| TN | $119.50 | 1 |
| TX | $120.10–$131.75 | 8 |
| UT | $122.41 | 1 |
| VA | $125.53–$143.94 | 2 |
| VI | $128.10 | 1 |
| VT | $125.81 | 1 |
| WA | $131.71–$147.20 | 2 |
| WI | $123.04 | 1 |
| WV | $117.55 | 1 |
| WY | $126.91 | 1 |
How the 92014 rate is calculated
Each of 92014’s three RVUs is multiplied by a geographic index (GPCI) for the payment locality, added up, and multiplied by the conversion factor. Drag the indexes or enter a ZIP to see what moves the rate.
How the rate is built · 92014
RVUs × geographic indexes × conversion factor
Work1.42
1.42 RVUs× 1.000 GPCI
Practice expense2.35
2.35 RVUs× 1.000 GPCI
Malpractice0.04
0.04 RVUs× 1.000 GPCI
Adjusted RVUs
3.8100
Conversion factor
$33.4009
Medicare rate
$127.26
Every GPCI starts at 1.000, the national rate. Enter a ZIP or drag a slider.
The exact Miami, FL inputs and CMS source lines
PPRRVU2026_Oct_nonQPP.csv
11,662
- Code
- 92014
- Physician work
- 1.42
- Practice expense
- 2.35
- Malpractice
- 0.04
GPCI2026.csv
42
- Locality
- Miami, FL
- Physician work
- 1.000
- Practice expense
- 1.041
- Malpractice
- 2.529
| Component | RVU | Locality factor | Adjusted |
|---|---|---|---|
| Physician work | 1.42 | × 1.000 | 1.4200 |
| Practice expense | 2.35 | × 1.041 | 2.4463 |
| Malpractice | 0.04 | × 2.529 | 0.1012 |
| Total RVUs | 3.9675 | ||
| Conversion factor | × 33.4009 | ||
Office rate, Miami, FL$132.52
Office: (1.42 × 1 + 2.35 × 1.041 + 0.04 × 2.529) × $33.4009 = $132.52
Facility: (1.42 × 1 + 0.4 × 1.041 + 0.04 × 2.529) × $33.4009 = $64.72
Payment rules and modifiers for 92014
The CMS indicators that decide how 92014 is paid alongside other services.
CMS payment indicators · 92014
Comprehensive eye exam, established patient
| Rule | CMS value | What it means |
|---|---|---|
| Global period | XXX | The global surgery concept doesn’t apply. |
| Multiple procedures | 0 | No multiple-procedure reduction. |
| Bilateral (modifier 50) | 2 | Already bilateral by definition: paid once at 100%. |
| Assistant at surgery (80/81/82/AS) | 0 | Not paid without supporting documentation. |
| Co-surgeons (62) | 0 | Not permitted. |
| Team surgery (66) | 0 | Not permitted. |
| Professional/technical | 0 | Physician service: no professional/technical split. |
How 92014 has changed in Miami, FL
92014 · Office / nonfacility
$132.52
Effective 2026-10-01
The base rate is $7.61 higher than on 2025-10-01, moving from $124.91 to $132.52 (6.1%).
It is unchanged from the immediately preceding available release, effective 2026-07-01.
One bar per available release, ordered by effective date. Missing rates remain gaps. These comparisons hold the code, setting and locality identifiers constant; they do not isolate which policy or input caused a change.
What changed, release by release
January 1, 2026
RVU26A
$124.91changed to$132.52
- Conversion factor 32.3465 changed to 33.4009
- Practice expense RVU 2.28 changed to 2.35
- Practice expense GPCI 1.027 changed to 1.041
- Malpractice GPCI 2.500 changed to 2.529
Held through RVU26B, RVU26C, RVU26D.
January 1, 2025
RVU25A
$129.57changed to$124.91
- Conversion factor 33.2875 changed to 32.3465
- Practice expense RVU 2.31 changed to 2.28
Held through RVU25B, RVU25C, RVU25D.
March 9, 2024
RVU24AR
$127.45changed to$129.57
- Conversion factor 32.7442 changed to 33.2875
Held through RVU24B, RVU24C, RVU24D.
January 1, 2024
RVU24A
$131.14changed to$127.45
- Conversion factor 33.8872 changed to 32.7442
- Practice expense RVU 2.29 changed to 2.31
- Practice expense GPCI 1.025 changed to 1.027
- Malpractice GPCI 2.564 changed to 2.500
January 1, 2023
RVU23A
$132.99changed to$131.14
- Conversion factor 34.6062 changed to 33.8872
- Practice expense RVU 2.24 changed to 2.29
- Malpractice RVU 0.05 changed to 0.04
- Practice expense GPCI 1.023 changed to 1.025
- Malpractice GPCI 2.629 changed to 2.564
Held through RVU23B, RVU23C, RVU23D.
January 1, 2022
RVU22A
$133.02changed to$132.99
- Conversion factor 34.8931 changed to 34.6062
- Practice expense RVU 2.21 changed to 2.24
Held through RVU22B, RVU22C, RVU22D.
January 1, 2021
RVU21A
$132.95changed to$133.02
- Conversion factor 36.0896 changed to 34.8931
- Practice expense RVU 2.08 changed to 2.21
- Practice expense GPCI 1.026 changed to 1.023
- Malpractice GPCI 2.598 changed to 2.629
Held through RVU21B, RVU21C, RVU21D.
January 1, 2020
RVU20A
$134.23changed to$132.95
- Conversion factor 36.0391 changed to 36.0896
- Practice expense RVU 2.09 changed to 2.08
- Malpractice RVU 0.06 changed to 0.05
- Practice expense GPCI 1.029 changed to 1.026
- Malpractice GPCI 2.566 changed to 2.598
Held through RVU20B, RVU20C, RVU20D.
January 1, 2019
RVU19A
$134.08changed to$134.23
- Conversion factor 35.9996 changed to 36.0391
Held through RVU19B, RVU19C, RVU19D.
January 1, 2018
RVU18AR1
$130.78changed to$134.08
- Conversion factor 35.8887 changed to 35.9996
- Practice expense RVU 2.01 changed to 2.09
- Practice expense GPCI 1.031 changed to 1.029
- Malpractice GPCI 2.528 changed to 2.566
Held through RVU18B, RVU18C, RVU18D.
January 1, 2017
RVU17A
$130.16changed to$130.78
- Conversion factor 35.8043 changed to 35.8887
- Practice expense RVU 2.00 changed to 2.01
- Practice expense GPCI 1.033 changed to 1.031
- Malpractice GPCI 2.490 changed to 2.528
Held through RVU17B, RVU17C, RVU17D.
January 1, 2016
RVU16A
$129.74changed to$130.16
- Conversion factor 35.9335 changed to 35.8043
- Malpractice RVU 0.05 changed to 0.06
Held through RVU16B, RVU16C, RVU16D.
July 1, 2015
RVU15C
$129.09changed to$129.74
- Conversion factor 35.7547 changed to 35.9335
Held through RVU15D.
January 1, 2015
RVU15A
$135.17changed to$129.09
- Conversion factor 35.8228 changed to 35.7547
- Malpractice RVU 0.10 changed to 0.05
- Practice expense GPCI 1.044 changed to 1.033
- Malpractice GPCI 2.653 changed to 2.490
Held through RVU15B.
January 1, 2014
RVU14A
$136.42changed to$135.17
- Conversion factor 34.0230 changed to 35.8228
- Practice expense RVU 2.19 changed to 2.00
- Practice expense GPCI 1.054 changed to 1.044
- Malpractice GPCI 2.815 changed to 2.653
Held through RVU14B, RVU14C, RVU14D.
January 1, 2013
RVU13AR
Earliest loaded release: $136.42
Held through RVU13B, RVU13C, RVU13D.
| Effective from | Office | Facility | CMS release |
|---|---|---|---|
| 2026-10-01 | $132.52 | $64.72 | RVU26D |
| 2026-07-01 | $132.52 | $64.72 | RVU26C |
| 2026-04-01 | $132.52 | $64.72 | RVU26B |
| 2026-01-01 | $132.52 | $64.72 | RVU26A |
| 2025-10-01 | $124.91 | $74.75 | RVU25D |
| 2025-07-01 | $124.91 | $74.75 | RVU25C |
| 2025-04-01 | $124.91 | $74.75 | RVU25B |
| 2025-01-01 | $124.91 | $74.75 | RVU25A |
| 2024-10-01 | $129.57 | $76.92 | RVU24D |
| 2024-07-01 | $129.57 | $76.92 | RVU24C |
| 2024-04-01 | $129.57 | $76.92 | RVU24B |
| 2024-03-09 | $129.57 | $76.92 | RVU24AR |
| 2024-01-01 | $127.45 | $75.66 | RVU24A |
| 2023-10-01 | $131.14 | $78.69 | RVU23D |
| 2023-07-01 | $131.14 | $78.69 | RVU23C |
| 2023-04-01 | $131.14 | $78.69 | RVU23B |
| 2023-01-01 | $131.14 | $78.69 | RVU23A |
| 2022-10-01 | $132.99 | $80.60 | RVU22D |
| 2022-07-01 | $132.99 | $80.60 | RVU22C |
| 2022-04-01 | $132.99 | $80.60 | RVU22B |
| 2022-01-01 | $132.99 | $80.60 | RVU22A |
| 2021-10-01 | $133.02 | $81.26 | RVU21D |
| 2021-07-01 | $133.02 | $81.26 | RVU21C |
| 2021-04-01 | $133.02 | $81.26 | RVU21B |
| 2021-01-01 | $133.02 | $81.26 | RVU21A |
| 2020-10-01 | $132.95 | $84.08 | RVU20D |
| 2020-07-01 | $132.95 | $84.08 | RVU20C |
| 2020-04-01 | $132.95 | $84.08 | RVU20B |
| 2020-01-01 | $132.95 | $84.08 | RVU20A |
| 2019-10-01 | $134.23 | $85.28 | RVU19D |
| 2019-07-01 | $134.23 | $85.28 | RVU19C |
| 2019-04-01 | $134.23 | $85.28 | RVU19B |
| 2019-01-01 | $134.23 | $85.28 | RVU19A |
| 2018-10-01 | $134.08 | $85.56 | RVU18D |
| 2018-07-01 | $134.08 | $85.56 | RVU18C |
| 2018-04-01 | $134.08 | $85.56 | RVU18B |
| 2018-01-01 | $134.08 | $85.56 | RVU18AR1 |
| 2017-10-01 | $130.78 | $85.64 | RVU17D |
| 2017-07-01 | $130.78 | $85.64 | RVU17C |
| 2017-04-01 | $130.78 | $85.64 | RVU17B |
| 2017-01-01 | $130.78 | $85.64 | RVU17A |
| 2016-10-01 | $130.16 | $85.04 | RVU16D |
| 2016-07-01 | $130.16 | $85.04 | RVU16C |
| 2016-04-01 | $130.16 | $85.04 | RVU16B |
| 2016-01-01 | $130.16 | $85.04 | RVU16A |
| 2015-10-01 | $129.74 | $84.45 | RVU15D |
| 2015-07-01 | $129.74 | $84.45 | RVU15C |
| 2015-04-01 | $129.09 | $84.03 | RVU15B |
| 2015-01-01 | $129.09 | $84.03 | RVU15A |
| 2014-10-01 | $135.17 | $89.92 | RVU14D |
| 2014-07-01 | $135.17 | $89.92 | RVU14C |
| 2014-04-01 | $135.17 | $89.92 | RVU14B |
| 2014-01-01 | $135.17 | $89.92 | RVU14A |
| 2013-10-01 | $136.42 | $88.01 | RVU13D |
| 2013-07-01 | $136.42 | $88.01 | RVU13C |
| 2013-04-01 | $136.42 | $88.01 | RVU13B |
| 2013-01-01 | $136.42 | $88.01 | RVU13AR |
Where the Miami, FL rate applies
Miami, FL is a Medicare payment area, not a city. Our Census mapping connects it to 83 cities and communities in Florida. Some span more than one payment area; confirm with the service ZIP.
- Miami
- Aventura
- Bal Harbour
- Bay Harbor Islands
- Big Coppitt Key
- Big Pine Key
- Biscayne Gardens
- Biscayne Park
92014 billing questions
When should 92014 be chosen over 92012?
Use 92014 when the documented examination covers the comprehensive visual system assessment and initiates or continues a diagnostic or treatment plan. Use 92012 for an intermediate examination that does not meet that comprehensive scope.
Is refraction included in 92014?
No. Report a separately performed refraction with 92015; Medicare excludes refraction from coverage.
Should modifier RT, LT, or 50 be appended?
Routine reporting of 92014 does not require RT or LT; document the eye or eyes examined. The code covers one or both eyes and is already priced as bilateral, so modifier 50 does not increase payment.
Can an office E/M code be billed instead of 92014?
Yes. An eye care provider may report an office E/M code instead when its documentation requirements are met. Do not report both an office E/M code and 92014 for the same examination.
What qualifies the patient as established for this code?
The patient has received professional services within the preceding three years from the provider or another provider of the same specialty and subspecialty in the same group. If the patient is new, consider 92004 when a comprehensive ophthalmic examination is performed.
Does Medicare pay for an annual comprehensive exam with no complaints?
An annual schedule alone does not establish coverage. A medically indicated examination, such as glaucoma surveillance or diabetic retinal disease monitoring, may qualify even without new complaints; routine vision screening is not covered.
Where these rates come from
FeeBase calculates base physician payments from CMS work, practice-expense and malpractice RVUs, adjusted by each locality’s geographic indexes and the conversion factor. Services without a published rate are labeled, never given a made-up amount. Amounts are Medicare allowed amounts before claim adjustments: not a patient’s bill or a commercial rate.
CMS RVU26D · effective Oct 1, 2026 through the day before Jan 1, 2027
Show the CMS file lines behind this rate
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