CPT code 15005: Wound preparation, additional area, face or hand2026 Medicare rate & RVUs in Delaware
Reports additional recipient-site preparation on the face, ears, eyelids, nose, lips, genitalia, hands, feet, or multiple digits beyond the initial treated area.
In Delaware, Medicare pays $122.97 for 15005 in the office and $77.10 when it’s performed in a hospital or facility.
Check a contract rate as a % of Medicare · 15005 nationwide
Medicare allowed amount for participating (non-QP) physicians, before deductible, coinsurance and claim adjustments. Not a patient’s bill or a hospital charge.
On this page 11 sections
What 15005 covers
This add-on reports further surgical preparation of a recipient site in the specified areas by excising an open wound, burn eschar, or scar, including subcutaneous tissue. A plastic, reconstructive, or burn surgeon may perform the work before grafting or another reconstructive service in an operating room or outpatient surgical setting. Examples include preparing additional wound area on a hand or face after removal of devitalized tissue or scar.
Report 15005 only with the applicable primary preparation service, 15004. The additional area is measured in 100-square-centimeter increments, or in 1% body-area increments for infants and children. Documentation should identify the treated site, the tissue excised, the area prepared, and the additional extent beyond the initial area. CMS classifies 15005 as an add-on code; payment is within the primary procedure’s global period.
This summary was written with AI assistance from CMS physician fee schedule data and checked against the CMS billing rules shown here. Rates on this page come directly from CMS files.
How Delaware compares for 15005
Across 109 of 109 payment localities, the office rate for 15005 runs from $110.46 in Arkansas to $152.06 in San Benito County, CA. Delaware pays $122.97. The RVUs are the same everywhere; the geographic indexes change the dollars.
- Delaware · this page$122.97
- Los Angeles, CA · California$134.09+$11.12
- Washington, DC area · District of Columbia$139.56+$16.59
- Miami, FL · Florida$144.46+$21.49
- Chicago, IL · Illinois$139.96+$16.99
- Manhattan, NY · New York$144.48+$21.51
- Alaska · Alaska$149.51+$26.54
Other areas in Delaware first, then benchmark localities. Bars start at $0.
Every other payment area
| Payment locality | Office | Facility |
|---|---|---|
| AlabamaAlabama | $112.02 | $71.39 |
| ArkansasArkansas | $110.46 | $70.58 |
| ArizonaArizona | $121.06 | $76.07 |
| Bakersfield, CACalifornia | $127.00 | $76.12 |
| Chico, CACalifornia | $126.07 | $75.19 |
| El Centro, CACalifornia | $126.13 | $75.24 |
| Fresno, CACalifornia | $126.07 | $75.19 |
| Hanford, CACalifornia | $126.07 | $75.19 |
| Madera, CACalifornia | $126.07 | $75.19 |
| Merced, CACalifornia | $126.07 | $75.19 |
| Modesto, CACalifornia | $126.07 | $75.19 |
| Napa, CACalifornia | $141.72 | $80.53 |
| Oxnard, CACalifornia | $132.89 | $78.01 |
| Redding, CACalifornia | $126.07 | $75.19 |
| Rest of CaliforniaCalifornia | $126.07 | $75.19 |
| Riverside, CACalifornia | $129.72 | $78.84 |
| Sacramento, CACalifornia | $131.15 | $77.16 |
| Salinas, CACalifornia | $130.65 | $76.84 |
| San Diego, CACalifornia | $132.93 | $77.40 |
| Marin County, CACalifornia | $148.45 | $82.99 |
| San Francisco, CACalifornia | $148.07 | $82.60 |
| San Benito County, CACalifornia | $152.06 | $85.12 |
| Santa Clara County, CACalifornia | $150.49 | $83.54 |
| San Luis Obispo, CACalifornia | $128.70 | $75.82 |
| Santa Cruz, CACalifornia | $133.55 | $77.14 |
| Santa Maria, CACalifornia | $130.92 | $76.79 |
| Santa Rosa, CACalifornia | $134.82 | $77.80 |
| Stockton, CACalifornia | $126.07 | $75.19 |
| Vallejo, CACalifornia | $141.16 | $79.97 |
| Visalia, CACalifornia | $126.07 | $75.19 |
| Yuba City, CACalifornia | $126.07 | $75.19 |
| ColoradoColorado | $126.64 | $77.24 |
| ConnecticutConnecticut | $132.72 | $82.72 |
| Fort Lauderdale, FLFlorida | $134.56 | $87.53 |
| Rest of FloridaFlorida | $127.61 | $83.22 |
| Atlanta, GAGeorgia | $128.00 | $80.83 |
| Rest of GeorgiaGeorgia | $120.16 | $78.75 |
| Hawaii, Guam, HIHawaii | $128.18 | $75.39 |
| IowaIowa | $112.54 | $70.06 |
| IdahoIdaho | $113.71 | $71.00 |
| East St. Louis, ILIllinois | $131.21 | $88.50 |
| Rest of IllinoisIllinois | $125.66 | $83.27 |
| Suburban Chicago, ILIllinois | $135.37 | $87.69 |
| IndianaIndiana | $114.29 | $71.25 |
| KansasKansas | $113.08 | $71.11 |
| KentuckyKentucky | $116.84 | $75.56 |
| New Orleans, LALouisiana | $122.52 | $78.84 |
| Rest of LouisianaLouisiana | $117.08 | $75.99 |
| Metropolitan Boston, MAMassachusetts | $137.33 | $81.90 |
| Rest of MassachusettsMassachusetts | $126.35 | $77.47 |
| Baltimore area, MDMaryland | $132.57 | $82.76 |
| Rest of MarylandMaryland | $124.91 | $77.92 |
| Rest of MaineMaine | $115.40 | $72.69 |
| Southern Maine, MEMaine | $119.84 | $73.84 |
| Detroit, MIMichigan | $130.24 | $85.43 |
| Rest of MichiganMichigan | $120.73 | $78.34 |
| MinnesotaMinnesota | $118.36 | $70.59 |
| Metropolitan Kansas City, MOMissouri | $120.60 | $77.00 |
| Metropolitan St. Louis, MOMissouri | $121.67 | $77.48 |
| Rest of MissouriMissouri | $115.86 | $75.83 |
| MississippiMississippi | $113.13 | $73.15 |
| MontanaMontana | $124.56 | $78.14 |
| North CarolinaNorth Carolina | $116.39 | $73.07 |
| North DakotaNorth Dakota | $117.84 | $71.41 |
| NebraskaNebraska | $112.82 | $69.96 |
| New HampshireNew Hampshire | $125.67 | $77.34 |
| Northern New JerseyNew Jersey | $138.42 | $84.56 |
| Rest of New JerseyNew Jersey | $133.39 | $82.70 |
| New MexicoNew Mexico | $121.79 | $79.22 |
| NevadaNevada | $122.75 | $76.28 |
| NYC suburbs and Long Island, NYNew York | $149.20 | $94.00 |
| Poughkeepsie and northern NYC suburbs, NYNew York | $135.12 | $84.28 |
| Queens, NYNew York | $144.06 | $89.19 |
| Rest of New YorkNew York | $118.16 | $74.05 |
| OhioOhio | $119.36 | $76.97 |
| OklahomaOklahoma | $115.51 | $74.05 |
| Portland, OROregon | $129.30 | $77.72 |
| Rest of OregonOregon | $120.97 | $74.73 |
| Metropolitan Philadelphia, PAPennsylvania | $130.22 | $81.89 |
| Rest of PennsylvaniaPennsylvania | $118.95 | $76.33 |
| Puerto RicoPuerto Rico | $125.09 | $78.15 |
| Rhode IslandRhode Island | $126.37 | $78.41 |
| South CarolinaSouth Carolina | $118.24 | $75.34 |
| South DakotaSouth Dakota | $117.04 | $70.62 |
| TennesseeTennessee | $113.77 | $71.56 |
| Austin, TXTexas | $126.94 | $77.82 |
| Beaumont, TXTexas | $118.28 | $76.03 |
| Brazoria, TXTexas | $121.95 | $75.94 |
| Dallas, TXTexas | $123.20 | $76.96 |
| Fort Worth, TXTexas | $122.73 | $76.96 |
| Galveston, TXTexas | $122.62 | $76.52 |
| Houston, TXTexas | $128.84 | $82.74 |
| Rest of TexasTexas | $120.37 | $76.31 |
| UtahUtah | $119.76 | $76.12 |
| VirginiaVirginia | $120.21 | $74.57 |
| Virgin Islands, VIUnited States Virgin Islands | $125.09 | $78.15 |
| VermontVermont | $118.36 | $72.40 |
| Rest of WashingtonWashington | $125.79 | $76.90 |
| King County, WAWashington | $138.99 | $82.02 |
| WisconsinWisconsin | $114.16 | $69.68 |
| West VirginiaWest Virginia | $121.47 | $81.13 |
| WyomingWyoming | $121.63 | $75.21 |
15005 rates by state
Office rate range in each state. Select a state to see its payment localities.
Explore a state
Local rates. Clear comparisons.
Hover or focus a tile to see its rate range. Select it to open the state’s fee schedule.
$110.46
$149.51
Color shows the midpoint of each state’s locality range.
View every state and territory as a table
| State / territory | Office rate range | Localities |
|---|---|---|
| AK | $149.51 | 1 |
| AL | $112.02 | 1 |
| AR | $110.46 | 1 |
| AZ | $121.06 | 1 |
| CA | $126.07–$152.06 | 29 |
| CO | $126.64 | 1 |
| CT | $132.72 | 1 |
| DC | $139.56 | 1 |
| DE | $122.97 | 1 |
| FL | $127.61–$144.46 | 3 |
| GA | $120.16–$128.00 | 2 |
| GU | $128.18 | 1 |
| HI | $128.18 | 1 |
| IA | $112.54 | 1 |
| ID | $113.71 | 1 |
| IL | $125.66–$139.96 | 4 |
| IN | $114.29 | 1 |
| KS | $113.08 | 1 |
| KY | $116.84 | 1 |
| LA | $117.08–$122.52 | 2 |
| MA | $126.35–$137.33 | 2 |
| MD | $124.91–$139.56 | 3 |
| ME | $115.40–$119.84 | 2 |
| MI | $120.73–$130.24 | 2 |
| MN | $118.36 | 1 |
| MO | $115.86–$121.67 | 3 |
| MS | $113.13 | 1 |
| MT | $124.56 | 1 |
| NC | $116.39 | 1 |
| ND | $117.84 | 1 |
| NE | $112.82 | 1 |
| NH | $125.67 | 1 |
| NJ | $133.39–$138.42 | 2 |
| NM | $121.79 | 1 |
| NV | $122.75 | 1 |
| NY | $118.16–$149.20 | 5 |
| OH | $119.36 | 1 |
| OK | $115.51 | 1 |
| OR | $120.97–$129.30 | 2 |
| PA | $118.95–$130.22 | 2 |
| PR | $125.09 | 1 |
| RI | $126.37 | 1 |
| SC | $118.24 | 1 |
| SD | $117.04 | 1 |
| TN | $113.77 | 1 |
| TX | $118.28–$128.84 | 8 |
| UT | $119.76 | 1 |
| VA | $120.21–$139.56 | 2 |
| VI | $125.09 | 1 |
| VT | $118.36 | 1 |
| WA | $125.79–$138.99 | 2 |
| WI | $114.16 | 1 |
| WV | $121.47 | 1 |
| WY | $121.63 | 1 |
How the 15005 rate is calculated
Each of 15005’s three RVUs is multiplied by a geographic index (GPCI) for the payment locality, added up, and multiplied by the conversion factor. Drag the indexes or enter a ZIP to see what moves the rate.
How the rate is built · 15005
RVUs × geographic indexes × conversion factor
Work1.56
1.56 RVUs× 1.000 GPCI
Practice expense1.83
1.83 RVUs× 1.000 GPCI
Malpractice0.34
0.34 RVUs× 1.000 GPCI
Adjusted RVUs
3.7300
Conversion factor
$33.4009
Medicare rate
$124.59
Every GPCI starts at 1.000, the national rate. Enter a ZIP or drag a slider.
The exact Delaware inputs and CMS source lines
PPRRVU2026_Oct_nonQPP.csv
1,469
- Code
- 15005
- Physician work
- 1.56
- Practice expense
- 1.83
- Malpractice
- 0.34
GPCI2026.csv
40
- Locality
- Delaware
- Physician work
- 1.005
- Practice expense
- 0.988
- Malpractice
- 0.899
| Component | RVU | Locality factor | Adjusted |
|---|---|---|---|
| Physician work | 1.56 | × 1.005 | 1.5678 |
| Practice expense | 1.83 | × 0.988 | 1.8080 |
| Malpractice | 0.34 | × 0.899 | 0.3057 |
| Total RVUs | 3.6815 | ||
| Conversion factor | × 33.4009 | ||
Office rate, Delaware$122.97
Office: (1.56 × 1.005 + 1.83 × 0.988 + 0.34 × 0.899) × $33.4009 = $122.97
Facility: (1.56 × 1.005 + 0.44 × 0.988 + 0.34 × 0.899) × $33.4009 = $77.10
Payment rules and modifiers for 15005
The CMS indicators that decide how 15005 is paid alongside other services.
CMS payment indicators · 15005
Wound preparation, additional area, face or hand
| Rule | CMS value | What it means |
|---|---|---|
| Global period | ZZZ | Add-on code: falls within the primary procedure’s global period. |
| Multiple procedures | 0 | No multiple-procedure reduction. |
| Bilateral (modifier 50) | 0 | The 150% bilateral adjustment doesn’t apply. |
| Assistant at surgery (80/81/82/AS) | 0 | Not paid without supporting documentation. |
| Co-surgeons (62) | 0 | Not permitted. |
| Team surgery (66) | 0 | Not permitted. |
| Professional/technical | 0 | Physician service: no professional/technical split. |
How 15005 has changed in Delaware
15005 · Office / nonfacility
$122.97
Effective 2026-10-01
The base rate is $10.26 higher than on 2025-10-01, moving from $112.71 to $122.97 (9.1%).
It is unchanged from the immediately preceding available release, effective 2026-07-01.
One bar per available release, ordered by effective date. Missing rates remain gaps. These comparisons hold the code, setting and locality identifiers constant; they do not isolate which policy or input caused a change.
What changed, release by release
January 1, 2026
RVU26A
$112.71changed to$122.97
- Conversion factor 32.3465 changed to 33.4009
- Work RVU 1.60 changed to 1.56
- Practice expense RVU 1.56 changed to 1.83
- Work GPCI 1.009 changed to 1.005
- Practice expense GPCI 0.992 changed to 0.988
- Malpractice GPCI 0.949 changed to 0.899
Held through RVU26B, RVU26C, RVU26D.
January 1, 2025
RVU25A
$115.35changed to$112.71
- Conversion factor 33.2875 changed to 32.3465
- Practice expense RVU 1.55 changed to 1.56
- Malpractice RVU 0.33 changed to 0.34
Held through RVU25B, RVU25C, RVU25D.
March 9, 2024
RVU24AR
$113.46changed to$115.35
- Conversion factor 32.7442 changed to 33.2875
Held through RVU24B, RVU24C, RVU24D.
January 1, 2024
RVU24A
$117.69changed to$113.46
- Conversion factor 33.8872 changed to 32.7442
- Practice expense RVU 1.56 changed to 1.55
- Malpractice RVU 0.31 changed to 0.33
- Work GPCI 1.007 changed to 1.009
- Practice expense GPCI 1.007 changed to 0.992
- Malpractice GPCI 0.938 changed to 0.949
January 1, 2023
RVU23A
$121.76changed to$117.69
- Conversion factor 34.6062 changed to 33.8872
- Practice expense RVU 1.57 changed to 1.56
- Malpractice RVU 0.33 changed to 0.31
- Work GPCI 1.005 changed to 1.007
- Practice expense GPCI 1.022 changed to 1.007
- Malpractice GPCI 0.927 changed to 0.938
Held through RVU23B, RVU23C, RVU23D.
January 1, 2022
RVU22A
$124.23changed to$121.76
- Conversion factor 34.8931 changed to 34.6062
- Practice expense RVU 1.62 changed to 1.57
- Malpractice RVU 0.32 changed to 0.33
Held through RVU22B, RVU22C, RVU22D.
January 1, 2021
RVU21A
$128.12changed to$124.23
- Conversion factor 36.0896 changed to 34.8931
- Practice expense RVU 1.58 changed to 1.62
- Work GPCI 1.006 changed to 1.005
- Practice expense GPCI 1.021 changed to 1.022
- Malpractice GPCI 1.023 changed to 0.927
Held through RVU21B, RVU21C, RVU21D.
January 1, 2020
RVU20A
$129.69changed to$128.12
- Conversion factor 36.0391 changed to 36.0896
- Practice expense RVU 1.61 changed to 1.58
- Malpractice RVU 0.31 changed to 0.32
- Work GPCI 1.007 changed to 1.006
- Practice expense GPCI 1.019 changed to 1.021
- Malpractice GPCI 1.119 changed to 1.023
Held through RVU20B, RVU20C, RVU20D.
January 1, 2019
RVU19A
$130.95changed to$129.69
- Conversion factor 35.9996 changed to 36.0391
- Practice expense RVU 1.67 changed to 1.61
- Malpractice RVU 0.29 changed to 0.31
Held through RVU19B, RVU19C, RVU19D.
January 1, 2018
RVU18AR1
$130.89changed to$130.95
- Conversion factor 35.8887 changed to 35.9996
- Work GPCI 1.010 changed to 1.007
- Practice expense GPCI 1.025 changed to 1.019
- Malpractice GPCI 1.101 changed to 1.119
Held through RVU18B, RVU18C, RVU18D.
January 1, 2017
RVU17A
$130.50changed to$130.89
- Conversion factor 35.8043 changed to 35.8887
- Practice expense RVU 1.66 changed to 1.67
- Work GPCI 1.012 changed to 1.010
- Practice expense GPCI 1.031 changed to 1.025
- Malpractice GPCI 1.083 changed to 1.101
Held through RVU17B, RVU17C, RVU17D.
January 1, 2016
RVU16A
$130.95changed to$130.50
- Conversion factor 35.9335 changed to 35.8043
- Practice expense RVU 1.67 changed to 1.66
- Malpractice RVU 0.28 changed to 0.29
Held through RVU16B, RVU16C, RVU16D.
July 1, 2015
RVU15C
$130.30changed to$130.95
- Conversion factor 35.7547 changed to 35.9335
Held through RVU15D.
January 1, 2015
RVU15A
$128.79changed to$130.30
- Conversion factor 35.8228 changed to 35.7547
- Practice expense RVU 1.65 changed to 1.67
- Malpractice RVU 0.30 changed to 0.28
- Practice expense GPCI 1.038 changed to 1.031
- Malpractice GPCI 0.878 changed to 1.083
Held through RVU15B.
January 1, 2014
RVU14A
$126.47changed to$128.79
- Conversion factor 34.0230 changed to 35.8228
- Practice expense RVU 1.81 changed to 1.65
- Malpractice RVU 0.31 changed to 0.30
- Practice expense GPCI 1.044 changed to 1.038
- Malpractice GPCI 0.672 changed to 0.878
Held through RVU14B, RVU14C, RVU14D.
January 1, 2013
RVU13AR
Earliest loaded release: $126.47
Held through RVU13B, RVU13C, RVU13D.
| Effective from | Office | Facility | CMS release |
|---|---|---|---|
| 2026-10-01 | $122.97 | $77.10 | RVU26D |
| 2026-07-01 | $122.97 | $77.10 | RVU26C |
| 2026-04-01 | $122.97 | $77.10 | RVU26B |
| 2026-01-01 | $122.97 | $77.10 | RVU26A |
| 2025-10-01 | $112.71 | $86.40 | RVU25D |
| 2025-07-01 | $112.71 | $86.40 | RVU25C |
| 2025-04-01 | $112.71 | $86.40 | RVU25B |
| 2025-01-01 | $112.71 | $86.40 | RVU25A |
| 2024-10-01 | $115.35 | $88.27 | RVU24D |
| 2024-07-01 | $115.35 | $88.27 | RVU24C |
| 2024-04-01 | $115.35 | $88.27 | RVU24B |
| 2024-03-09 | $115.35 | $88.27 | RVU24AR |
| 2024-01-01 | $113.46 | $86.83 | RVU24A |
| 2023-10-01 | $117.69 | $89.70 | RVU23D |
| 2023-07-01 | $117.69 | $89.70 | RVU23C |
| 2023-04-01 | $117.69 | $89.70 | RVU23B |
| 2023-01-01 | $117.69 | $89.70 | RVU23A |
| 2022-10-01 | $121.76 | $92.76 | RVU22D |
| 2022-07-01 | $121.76 | $92.76 | RVU22C |
| 2022-04-01 | $121.76 | $92.76 | RVU22B |
| 2022-01-01 | $121.76 | $92.76 | RVU22A |
| 2021-10-01 | $124.23 | $93.20 | RVU21D |
| 2021-07-01 | $124.23 | $93.20 | RVU21C |
| 2021-04-01 | $124.23 | $93.20 | RVU21B |
| 2021-01-01 | $124.23 | $93.20 | RVU21A |
| 2020-10-01 | $128.12 | $97.17 | RVU20D |
| 2020-07-01 | $128.12 | $97.17 | RVU20C |
| 2020-04-01 | $128.12 | $97.17 | RVU20B |
| 2020-01-01 | $128.12 | $97.17 | RVU20A |
| 2019-10-01 | $129.69 | $97.38 | RVU19D |
| 2019-07-01 | $129.69 | $97.38 | RVU19C |
| 2019-04-01 | $129.69 | $97.38 | RVU19B |
| 2019-01-01 | $129.69 | $97.38 | RVU19A |
| 2018-10-01 | $130.95 | $96.83 | RVU18D |
| 2018-07-01 | $130.95 | $96.83 | RVU18C |
| 2018-04-01 | $130.95 | $96.83 | RVU18B |
| 2018-01-01 | $130.95 | $96.83 | RVU18AR1 |
| 2017-10-01 | $130.89 | $97.04 | RVU17D |
| 2017-07-01 | $130.89 | $97.04 | RVU17C |
| 2017-04-01 | $130.89 | $97.04 | RVU17B |
| 2017-01-01 | $130.89 | $97.04 | RVU17A |
| 2016-10-01 | $130.50 | $96.54 | RVU16D |
| 2016-07-01 | $130.50 | $96.54 | RVU16C |
| 2016-04-01 | $130.50 | $96.54 | RVU16B |
| 2016-01-01 | $130.50 | $96.54 | RVU16A |
| 2015-10-01 | $130.95 | $96.50 | RVU15D |
| 2015-07-01 | $130.95 | $96.50 | RVU15C |
| 2015-04-01 | $130.30 | $96.01 | RVU15B |
| 2015-01-01 | $130.30 | $96.01 | RVU15A |
| 2014-10-01 | $128.79 | $94.58 | RVU14D |
| 2014-07-01 | $128.79 | $94.58 | RVU14C |
| 2014-04-01 | $128.79 | $94.58 | RVU14B |
| 2014-01-01 | $128.79 | $94.58 | RVU14A |
| 2013-10-01 | $126.47 | $90.24 | RVU13D |
| 2013-07-01 | $126.47 | $90.24 | RVU13C |
| 2013-04-01 | $126.47 | $90.24 | RVU13B |
| 2013-01-01 | $126.47 | $90.24 | RVU13AR |
Where the Delaware rate applies
Delaware is a Medicare payment area, not a city. Our Census mapping connects it to 79 cities and communities in Delaware. Some span more than one payment area; confirm with the service ZIP.
- Arden
- Ardencroft
- Ardentown
- Bear
- Bellefonte
- Bethany Beach
- Bethel
- Blades
15005 billing questions
When should 15005 be chosen instead of 15004?
Use 15004 for the initial recipient-site preparation in the face, ears, eyelids, nose, lips, genitalia, hands, feet, or multiple digits. Report 15005 for additional qualifying area beyond that initial service.
Can 15005 be billed by itself?
No. It is an add-on code and must be reported with the applicable primary service, 15004.
Can wound preparation be reported with a skin graft?
It may be reported with a graft service when the surgeon performs and documents distinct recipient-site preparation in addition to graft application. The graft code represents the grafting work, not the additional area preparation described by 15005.
How is the additional area counted?
Document the additional area prepared in 100-square-centimeter increments. For infants and children, the descriptor uses additional 1% body-area increments.
What documentation supports 15005?
Record the qualifying anatomic site, the open wound, burn eschar, or scar excised, the tissue depth involved, and the additional area prepared beyond the initial area reported with 15004.
Where these rates come from
FeeBase calculates base physician payments from CMS work, practice-expense and malpractice RVUs, adjusted by each locality’s geographic indexes and the conversion factor. Services without a published rate are labeled, never given a made-up amount. Amounts are Medicare allowed amounts before claim adjustments: not a patient’s bill or a commercial rate.
CMS RVU26D · effective Oct 1, 2026 through the day before Jan 1, 2027
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