CPT code 96920: Excimer laser, under 250 sq cm2026 Medicare rate & RVUs in South Carolina
Reports excimer laser treatment of psoriasis when the total skin area treated during the session is less than 250 square centimeters.
In South Carolina, Medicare pays $129.42 for 96920 in the office and $39.92 when it’s performed in a hospital or facility.
Check a contract rate as a % of Medicare · 96920 nationwide
Medicare allowed amount for participating (non-QP) physicians, before deductible, coinsurance and claim adjustments. Not a patient’s bill or a hospital charge.
On this page 11 sections
What 96920 covers
This service uses an excimer laser to deliver targeted ultraviolet treatment to psoriasis plaques, commonly in patients with localized disease. Dermatologists and other qualified clinicians may perform it in an office setting; typical treatment sites include discrete plaques on the elbows, knees, or scalp. The laser targets affected skin rather than exposing the whole body to phototherapy.
Choose this code when the total psoriasis area treated during the session is under 250 square centimeters; select the sibling area tier when the treated area is larger. Document the sites and measured area treated, along with the treatment performed. CMS assigns a 0-day global period, so same-day preoperative and postoperative care is included. When multiple procedures are performed in one session, the highest-valued procedure is paid in full and other procedures are subject to the standard 50% reduction. Modifier 50 is inappropriate. Assistant-at-surgery payment is restricted, and co-surgeons and team surgery are not permitted.
This summary was written with AI assistance from CMS physician fee schedule data and checked against the CMS billing rules shown here. Rates on this page come directly from CMS files.
How South Carolina compares for 96920
Across 109 of 109 payment localities, the office rate for 96920 runs from $121.85 in Arkansas to $188.73 in San Benito County, CA. South Carolina pays $129.42. The RVUs are the same everywhere; the geographic indexes change the dollars.
- South Carolina · this page$129.42
- Los Angeles, CA · California$158.65+$29.23
- Washington, DC area · District of Columbia$159.06+$29.64
- Miami, FL · Florida$144.48+$15.06
- Chicago, IL · Illinois$140.41+$10.99
- Manhattan, NY · New York$158.21+$28.79
- Alaska · Alaska$157.99+$28.57
Other areas in South Carolina first, then benchmark localities. Bars start at $0.
Every other payment area
| Payment locality | Office | Facility |
|---|---|---|
| AlabamaAlabama | $123.67 | $38.92 |
| ArkansasArkansas | $121.85 | $38.65 |
| ArizonaArizona | $134.36 | $40.50 |
| Bakersfield, CACalifornia | $148.45 | $42.29 |
| Chico, CACalifornia | $148.30 | $42.14 |
| El Centro, CACalifornia | $148.31 | $42.15 |
| Fresno, CACalifornia | $148.30 | $42.14 |
| Hanford, CACalifornia | $148.30 | $42.14 |
| Madera, CACalifornia | $148.30 | $42.14 |
| Merced, CACalifornia | $148.30 | $42.14 |
| Modesto, CACalifornia | $148.30 | $42.14 |
| Napa, CACalifornia | $173.83 | $46.17 |
| Oxnard, CACalifornia | $158.14 | $43.65 |
| Redding, CACalifornia | $148.30 | $42.14 |
| Rest of CaliforniaCalifornia | $148.30 | $42.14 |
| Riverside, CACalifornia | $148.75 | $42.59 |
| Sacramento, CACalifornia | $156.16 | $43.51 |
| Salinas, CACalifornia | $155.58 | $43.32 |
| San Diego, CACalifornia | $159.62 | $43.77 |
| Marin County, CACalifornia | $184.71 | $48.13 |
| San Francisco, CACalifornia | $184.67 | $48.09 |
| San Benito County, CACalifornia | $188.73 | $49.05 |
| Santa Clara County, CACalifornia | $188.54 | $48.86 |
| San Luis Obispo, CACalifornia | $153.01 | $42.69 |
| Santa Cruz, CACalifornia | $161.45 | $43.76 |
| Santa Maria, CACalifornia | $156.27 | $43.33 |
| Santa Rosa, CACalifornia | $163.12 | $44.17 |
| Stockton, CACalifornia | $148.30 | $42.14 |
| Vallejo, CACalifornia | $173.77 | $46.10 |
| Visalia, CACalifornia | $148.30 | $42.14 |
| Yuba City, CACalifornia | $148.30 | $42.14 |
| ColoradoColorado | $144.99 | $41.93 |
| ConnecticutConnecticut | $147.20 | $42.88 |
| DelawareDelaware | $136.63 | $40.93 |
| Fort Lauderdale, FLFlorida | $140.45 | $42.33 |
| Rest of FloridaFlorida | $133.80 | $41.20 |
| Atlanta, GAGeorgia | $140.05 | $41.64 |
| Rest of GeorgiaGeorgia | $126.37 | $39.97 |
| Hawaii, Guam, HIHawaii | $152.39 | $42.26 |
| IowaIowa | $127.83 | $39.20 |
| IdahoIdaho | $128.48 | $39.36 |
| East St. Louis, ILIllinois | $130.54 | $41.42 |
| Rest of IllinoisIllinois | $129.17 | $40.73 |
| Suburban Chicago, ILIllinois | $142.12 | $42.65 |
| IndianaIndiana | $129.26 | $39.47 |
| KansasKansas | $126.77 | $39.20 |
| KentuckyKentucky | $125.67 | $39.56 |
| New Orleans, LALouisiana | $131.66 | $40.52 |
| Rest of LouisianaLouisiana | $125.29 | $39.57 |
| Metropolitan Boston, MAMassachusetts | $160.16 | $44.51 |
| Rest of MassachusettsMassachusetts | $143.91 | $41.92 |
| Baltimore area, MDMaryland | $146.69 | $42.76 |
| Rest of MarylandMaryland | $139.42 | $41.40 |
| Rest of MaineMaine | $128.68 | $39.56 |
| Southern Maine, MEMaine | $136.47 | $40.48 |
| Detroit, MIMichigan | $135.03 | $41.56 |
| Rest of MichiganMichigan | $128.59 | $40.15 |
| MinnesotaMinnesota | $140.18 | $40.51 |
| Metropolitan Kansas City, MOMissouri | $131.23 | $40.28 |
| Metropolitan St. Louis, MOMissouri | $132.69 | $40.48 |
| Rest of MissouriMissouri | $122.79 | $39.30 |
| MississippiMississippi | $122.37 | $38.97 |
| MontanaMontana | $137.94 | $41.08 |
| North CarolinaNorth Carolina | $130.12 | $39.75 |
| North DakotaNorth Dakota | $137.15 | $40.29 |
| NebraskaNebraska | $128.68 | $39.27 |
| New HampshireNew Hampshire | $142.27 | $41.44 |
| Northern New JerseyNew Jersey | $157.27 | $44.91 |
| Rest of New JerseyNew Jersey | $149.24 | $43.46 |
| New MexicoNew Mexico | $129.12 | $40.30 |
| NevadaNevada | $137.83 | $40.87 |
| NYC suburbs and Long Island, NYNew York | $161.53 | $46.36 |
| Poughkeepsie and northern NYC suburbs, NYNew York | $149.85 | $43.79 |
| Queens, NYNew York | $160.21 | $45.72 |
| Rest of New YorkNew York | $132.07 | $40.05 |
| OhioOhio | $128.43 | $39.99 |
| OklahomaOklahoma | $125.93 | $39.43 |
| Portland, OROregon | $150.20 | $42.58 |
| Rest of OregonOregon | $137.11 | $40.64 |
| Metropolitan Philadelphia, PAPennsylvania | $143.18 | $42.35 |
| Rest of PennsylvaniaPennsylvania | $128.89 | $39.97 |
| Puerto RicoPuerto Rico | $139.13 | $41.20 |
| Rhode IslandRhode Island | $141.93 | $41.87 |
| South DakotaSouth Dakota | $137.06 | $40.20 |
| TennesseeTennessee | $127.36 | $39.31 |
| Austin, TXTexas | $144.20 | $41.72 |
| Beaumont, TXTexas | $127.99 | $39.85 |
| Brazoria, TXTexas | $136.88 | $40.89 |
| Dallas, TXTexas | $137.56 | $41.09 |
| Fort Worth, TXTexas | $136.48 | $40.98 |
| Galveston, TXTexas | $137.17 | $40.98 |
| Houston, TXTexas | $137.90 | $41.71 |
| Rest of TexasTexas | $132.23 | $40.31 |
| UtahUtah | $131.24 | $40.19 |
| VirginiaVirginia | $135.69 | $40.47 |
| Virgin Islands, VIUnited States Virgin Islands | $139.13 | $41.20 |
| VermontVermont | $136.19 | $40.30 |
| Rest of WashingtonWashington | $143.78 | $41.79 |
| King County, WAWashington | $163.92 | $45.07 |
| WisconsinWisconsin | $132.42 | $39.63 |
| West VirginiaWest Virginia | $124.17 | $40.00 |
| WyomingWyoming | $137.60 | $40.74 |
96920 rates by state
Office rate range in each state. Select a state to see its payment localities.
Explore a state
Local rates. Clear comparisons.
Hover or focus a tile to see its rate range. Select it to open the state’s fee schedule.
$121.85
$168.52
Color shows the midpoint of each state’s locality range.
View every state and territory as a table
| State / territory | Office rate range | Localities |
|---|---|---|
| AK | $157.99 | 1 |
| AL | $123.67 | 1 |
| AR | $121.85 | 1 |
| AZ | $134.36 | 1 |
| CA | $148.30–$188.73 | 29 |
| CO | $144.99 | 1 |
| CT | $147.20 | 1 |
| DC | $159.06 | 1 |
| DE | $136.63 | 1 |
| FL | $133.80–$144.48 | 3 |
| GA | $126.37–$140.05 | 2 |
| GU | $152.39 | 1 |
| HI | $152.39 | 1 |
| IA | $127.83 | 1 |
| ID | $128.48 | 1 |
| IL | $129.17–$142.12 | 4 |
| IN | $129.26 | 1 |
| KS | $126.77 | 1 |
| KY | $125.67 | 1 |
| LA | $125.29–$131.66 | 2 |
| MA | $143.91–$160.16 | 2 |
| MD | $139.42–$159.06 | 3 |
| ME | $128.68–$136.47 | 2 |
| MI | $128.59–$135.03 | 2 |
| MN | $140.18 | 1 |
| MO | $122.79–$132.69 | 3 |
| MS | $122.37 | 1 |
| MT | $137.94 | 1 |
| NC | $130.12 | 1 |
| ND | $137.15 | 1 |
| NE | $128.68 | 1 |
| NH | $142.27 | 1 |
| NJ | $149.24–$157.27 | 2 |
| NM | $129.12 | 1 |
| NV | $137.83 | 1 |
| NY | $132.07–$161.53 | 5 |
| OH | $128.43 | 1 |
| OK | $125.93 | 1 |
| OR | $137.11–$150.20 | 2 |
| PA | $128.89–$143.18 | 2 |
| PR | $139.13 | 1 |
| RI | $141.93 | 1 |
| SC | $129.42 | 1 |
| SD | $137.06 | 1 |
| TN | $127.36 | 1 |
| TX | $127.99–$144.20 | 8 |
| UT | $131.24 | 1 |
| VA | $135.69–$159.06 | 2 |
| VI | $139.13 | 1 |
| VT | $136.19 | 1 |
| WA | $143.78–$163.92 | 2 |
| WI | $132.42 | 1 |
| WV | $124.17 | 1 |
| WY | $137.60 | 1 |
How the 96920 rate is calculated
Each of 96920’s three RVUs is multiplied by a geographic index (GPCI) for the payment locality, added up, and multiplied by the conversion factor. Drag the indexes or enter a ZIP to see what moves the rate.
How the rate is built · 96920
RVUs × geographic indexes × conversion factor
Work0.81
0.81 RVUs× 1.000 GPCI
Practice expense3.28
3.28 RVUs× 1.000 GPCI
Malpractice0.04
0.04 RVUs× 1.000 GPCI
Adjusted RVUs
4.1300
Conversion factor
$33.4009
Medicare rate
$137.95
Every GPCI starts at 1.000, the national rate. Enter a ZIP or drag a slider.
The exact South Carolina inputs and CMS source lines
PPRRVU2026_Oct_nonQPP.csv
12,830
- Code
- 96920
- Physician work
- 0.81
- Practice expense
- 3.28
- Malpractice
- 0.04
GPCI2026.csv
93
- Locality
- South Carolina
- Physician work
- 1.000
- Practice expense
- 0.924
- Malpractice
- 0.850
| Component | RVU | Locality factor | Adjusted |
|---|---|---|---|
| Physician work | 0.81 | × 1.000 | 0.8100 |
| Practice expense | 3.28 | × 0.924 | 3.0307 |
| Malpractice | 0.04 | × 0.850 | 0.0340 |
| Total RVUs | 3.8747 | ||
| Conversion factor | × 33.4009 | ||
Office rate, South Carolina$129.42
Office: (0.81 × 1 + 3.28 × 0.924 + 0.04 × 0.85) × $33.4009 = $129.42
Facility: (0.81 × 1 + 0.38 × 0.924 + 0.04 × 0.85) × $33.4009 = $39.92
Payment rules and modifiers for 96920
The CMS indicators that decide how 96920 is paid alongside other services.
CMS payment indicators · 96920
Excimer laser, under 250 sq cm
| Rule | CMS value | What it means |
|---|---|---|
| Global period | 000 | Same-day global: pre- and post-op care on the day of the procedure is included. |
| Multiple procedures | 2 | Standard reduction: highest-valued procedure at 100%, others at 50%. |
| Bilateral (modifier 50) | 0 | The 150% bilateral adjustment doesn’t apply. |
| Assistant at surgery (80/81/82/AS) | 1 | Not paid (statutory restriction). |
| Co-surgeons (62) | 0 | Not permitted. |
| Team surgery (66) | 0 | Not permitted. |
| Professional/technical | 0 | Physician service: no professional/technical split. |
What modifiers do to the payment
Modifier 51 · payment effect
With and without the modifier
96920 without 51 · national office
$137.95
Excimer laser, under 250 sq cm
96920-51 · Second procedure: 50%
$68.98
When this isn’t the highest-valued procedure in the session, Medicare pays 50% of its fee schedule amount (the highest is paid at 100%).
How 96920 has changed in South Carolina
96920 · Office / nonfacility
$129.42
Effective 2026-10-01
The base rate is $2.29 higher than on 2025-10-01, moving from $127.13 to $129.42 (1.8%).
It is unchanged from the immediately preceding available release, effective 2026-07-01.
One bar per available release, ordered by effective date. Missing rates remain gaps. These comparisons hold the code, setting and locality identifiers constant; they do not isolate which policy or input caused a change.
What changed, release by release
January 1, 2026
RVU26A
$127.13changed to$129.42
- Conversion factor 32.3465 changed to 33.4009
- Work RVU 0.83 changed to 0.81
- Practice expense RVU 3.36 changed to 3.28
- Practice expense GPCI 0.913 changed to 0.924
- Malpractice GPCI 0.817 changed to 0.850
Held through RVU26B, RVU26C, RVU26D.
January 1, 2025
RVU25A
$145.10changed to$127.13
- Conversion factor 33.2875 changed to 32.3465
- Work RVU 1.15 changed to 0.83
- Practice expense RVU 3.47 changed to 3.36
- Malpractice RVU 0.05 changed to 0.04
Held through RVU25B, RVU25C, RVU25D.
March 9, 2024
RVU24AR
$142.73changed to$145.10
- Conversion factor 32.7442 changed to 33.2875
Held through RVU24B, RVU24C, RVU24D.
January 1, 2024
RVU24A
$147.07changed to$142.73
- Conversion factor 33.8872 changed to 32.7442
- Practice expense RVU 3.48 changed to 3.47
- Malpractice RVU 0.04 changed to 0.05
- Practice expense GPCI 0.908 changed to 0.913
- Malpractice GPCI 0.756 changed to 0.817
January 1, 2023
RVU23A
$149.44changed to$147.07
- Conversion factor 34.6062 changed to 33.8872
- Practice expense RVU 3.47 changed to 3.48
- Malpractice RVU 0.05 changed to 0.04
- Practice expense GPCI 0.903 changed to 0.908
- Malpractice GPCI 0.695 changed to 0.756
Held through RVU23B, RVU23C, RVU23D.
January 1, 2022
RVU22A
$153.51changed to$149.44
- Conversion factor 34.8931 changed to 34.6062
- Practice expense RVU 3.56 changed to 3.47
Held through RVU22B, RVU22C, RVU22D.
January 1, 2021
RVU21A
$154.25changed to$153.51
- Conversion factor 36.0896 changed to 34.8931
- Practice expense RVU 3.41 changed to 3.56
- Practice expense GPCI 0.907 changed to 0.903
- Malpractice GPCI 0.624 changed to 0.695
Held through RVU21B, RVU21C, RVU21D.
January 1, 2020
RVU20A
$155.38changed to$154.25
- Conversion factor 36.0391 changed to 36.0896
- Practice expense RVU 3.43 changed to 3.41
- Malpractice RVU 0.06 changed to 0.05
- Practice expense GPCI 0.912 changed to 0.907
- Malpractice GPCI 0.553 changed to 0.624
Held through RVU20B, RVU20C, RVU20D.
January 1, 2019
RVU19A
$156.19changed to$155.38
- Conversion factor 35.9996 changed to 36.0391
- Practice expense RVU 3.46 changed to 3.43
Held through RVU19B, RVU19C, RVU19D.
January 1, 2018
RVU18AR1
$147.37changed to$156.19
- Conversion factor 35.8887 changed to 35.9996
- Practice expense RVU 3.20 changed to 3.46
- Malpractice GPCI 0.634 changed to 0.553
Held through RVU18B, RVU18C, RVU18D.
January 1, 2017
RVU17A
$146.55changed to$147.37
- Conversion factor 35.8043 changed to 35.8887
- Practice expense RVU 3.18 changed to 3.20
- Malpractice GPCI 0.715 changed to 0.634
Held through RVU17B, RVU17C, RVU17D.
January 1, 2016
RVU16A
$146.56changed to$146.55
- Conversion factor 35.9335 changed to 35.8043
- Malpractice RVU 0.04 changed to 0.06
Held through RVU16B, RVU16C, RVU16D.
July 1, 2015
RVU15C
$145.83changed to$146.56
- Conversion factor 35.7547 changed to 35.9335
Held through RVU15D.
January 1, 2015
RVU15A
$142.92changed to$145.83
- Conversion factor 35.8228 changed to 35.7547
- Practice expense RVU 3.09 changed to 3.18
- Practice expense GPCI 0.911 changed to 0.912
- Malpractice GPCI 0.618 changed to 0.715
Held through RVU15B.
January 1, 2014
RVU14A
$147.15changed to$142.92
- Conversion factor 34.0230 changed to 35.8228
- Practice expense RVU 3.47 changed to 3.09
- Practice expense GPCI 0.909 changed to 0.911
- Malpractice GPCI 0.520 changed to 0.618
Held through RVU14B, RVU14C, RVU14D.
January 1, 2013
RVU13AR
Earliest loaded release: $147.15
Held through RVU13B, RVU13C, RVU13D.
| Effective from | Office | Facility | CMS release |
|---|---|---|---|
| 2026-10-01 | $129.42 | $39.92 | RVU26D |
| 2026-07-01 | $129.42 | $39.92 | RVU26C |
| 2026-04-01 | $129.42 | $39.92 | RVU26B |
| 2026-01-01 | $129.42 | $39.92 | RVU26A |
| 2025-10-01 | $127.13 | $47.10 | RVU25D |
| 2025-07-01 | $127.13 | $47.10 | RVU25C |
| 2025-04-01 | $127.13 | $47.10 | RVU25B |
| 2025-01-01 | $127.13 | $47.10 | RVU25A |
| 2024-10-01 | $145.10 | $60.31 | RVU24D |
| 2024-07-01 | $145.10 | $60.31 | RVU24C |
| 2024-04-01 | $145.10 | $60.31 | RVU24B |
| 2024-03-09 | $145.10 | $60.31 | RVU24AR |
| 2024-01-01 | $142.73 | $59.32 | RVU24A |
| 2023-10-01 | $147.07 | $60.92 | RVU23D |
| 2023-07-01 | $147.07 | $60.92 | RVU23C |
| 2023-04-01 | $147.07 | $60.92 | RVU23B |
| 2023-01-01 | $147.07 | $60.92 | RVU23A |
| 2022-10-01 | $149.44 | $61.62 | RVU22D |
| 2022-07-01 | $149.44 | $61.62 | RVU22C |
| 2022-04-01 | $149.44 | $61.62 | RVU22B |
| 2022-01-01 | $149.44 | $61.62 | RVU22A |
| 2021-10-01 | $153.51 | $62.14 | RVU21D |
| 2021-07-01 | $153.51 | $62.14 | RVU21C |
| 2021-04-01 | $153.51 | $62.14 | RVU21B |
| 2021-01-01 | $153.51 | $62.14 | RVU21A |
| 2020-10-01 | $154.25 | $64.89 | RVU20D |
| 2020-07-01 | $154.25 | $64.89 | RVU20C |
| 2020-04-01 | $154.25 | $64.89 | RVU20B |
| 2020-01-01 | $154.25 | $64.89 | RVU20A |
| 2019-10-01 | $155.38 | $65.32 | RVU19D |
| 2019-07-01 | $155.38 | $65.32 | RVU19C |
| 2019-04-01 | $155.38 | $65.32 | RVU19B |
| 2019-01-01 | $155.38 | $65.32 | RVU19A |
| 2018-10-01 | $156.19 | $65.58 | RVU18D |
| 2018-07-01 | $156.19 | $65.58 | RVU18C |
| 2018-04-01 | $156.19 | $65.58 | RVU18B |
| 2018-01-01 | $156.19 | $65.58 | RVU18AR1 |
| 2017-10-01 | $147.37 | $65.88 | RVU17D |
| 2017-07-01 | $147.37 | $65.88 | RVU17C |
| 2017-04-01 | $147.37 | $65.88 | RVU17B |
| 2017-01-01 | $147.37 | $65.88 | RVU17A |
| 2016-10-01 | $146.55 | $65.24 | RVU16D |
| 2016-07-01 | $146.55 | $65.24 | RVU16C |
| 2016-04-01 | $146.55 | $65.24 | RVU16B |
| 2016-01-01 | $146.55 | $65.24 | RVU16A |
| 2015-10-01 | $146.56 | $65.29 | RVU15D |
| 2015-07-01 | $146.56 | $65.29 | RVU15C |
| 2015-04-01 | $145.83 | $64.97 | RVU15B |
| 2015-01-01 | $145.83 | $64.97 | RVU15A |
| 2014-10-01 | $142.92 | $64.27 | RVU14D |
| 2014-07-01 | $142.92 | $64.27 | RVU14C |
| 2014-04-01 | $142.92 | $64.27 | RVU14B |
| 2014-01-01 | $142.92 | $64.27 | RVU14A |
| 2013-10-01 | $147.15 | $63.34 | RVU13D |
| 2013-07-01 | $147.15 | $63.34 | RVU13C |
| 2013-04-01 | $147.15 | $63.34 | RVU13B |
| 2013-01-01 | $147.15 | $63.34 | RVU13AR |
Where the South Carolina rate applies
South Carolina is a Medicare payment area, not a city. Our Census mapping connects it to 475 cities and communities in South Carolina. Some span more than one payment area; confirm with the service ZIP.
- Abbeville
- Abney Crossroads
- Adams Run
- Aiken
- Alcolu
- Allendale
- Anderson
- Andrews
96920 billing questions
How do I choose between 96920, 96921, and 96922?
Use the total psoriasis area treated during the session: 96920 is for less than 250 square centimeters, 96921 for 250–500, and 96922 for more than 500.
Does the number of plaques determine the code?
No. Select the code by the total area treated, not by the number of plaques or laser applications. Document the treated sites and area.
Can I report more than one area tier for the same session?
Select the single tier that matches the total area treated during that session; the tiers distinguish the treatment-area ranges.
Does modifier 50 apply when plaques are on both sides of the body?
No. CMS identifies bilateral adjustment as inapplicable to this code, so modifier 50 is inappropriate.
What happens when another procedure is performed in the same session?
Under the standard multiple procedure reduction, the highest-valued procedure is paid in full and the other procedures are paid at 50%.
What same-day care is included, and can an assistant be paid?
The 0-day global period includes same-day preoperative and postoperative care. Assistant-at-surgery payment is restricted; co-surgeons and team surgery are not permitted.
Where these rates come from
FeeBase calculates base physician payments from CMS work, practice-expense and malpractice RVUs, adjusted by each locality’s geographic indexes and the conversion factor. Services without a published rate are labeled, never given a made-up amount. Amounts are Medicare allowed amounts before claim adjustments: not a patient’s bill or a commercial rate.
CMS RVU26D · effective Oct 1, 2026 through the day before Jan 1, 2027
Show the CMS file lines behind this rate
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